Best saving account profit rate in Pakistan 2025

Now day we met many people that’s sharing his story of losing money how fake agent and organization grab his money.  They used different tic-tac’s or offers of saving money and return high profit to investor. Some fake company run product selling comping or referral system.

They saw investor big dream of rich man unfortunately after purchasing product has high cost. Company demanded to arrange more people to invest our company then you will get profits.

Today we will discuss authorized method of earn money by investing in bank through saving account investing minimum amount.

1.National Saving Account

 

National saving bank is known as financial home. it has largest network in Pakistan with 376 branches across the country. According to recent report of state bank its hold 4 trillion deposit across the country.

The main theme of this bank launched new development programme for government or private sector.

Institute take investment from customer for different time period and used this money at government project and another programme. After completing time period or agreement they return back money with handsome interest rate.

The main benefits of saving account in this bank they allowed customer to open account by deposit just 100RS. They offer more reliable or secure scheme you can find scheme name or interest rate in below grid.

Benefits

• You money will be safe hand as I brief this sub institute of National bank.
• Interest rate will be halal
• Pakistani as well as Overseas Pakistanis apply for account.
• Minimum investment is 100RS.
• One account can be open one person.
• User can draw his amount 3 time in weak
• Zakat is deducted as per agreement.
• Consumer can despite cheque/ Cash/ Pay order and draft.

Documents Need:

• Computerized National Identity Card (CNIC)
• National Identity Card for Overseas Pakistanis (NICOP) or Pakistan Origin Card (POC)
• Child Registration Certificate (CRC) as issued by NADRA

Contact Us

If you interested or know about more detail please visit nearest Branch.

2.Standerd Charted Account

SCA Saving Account is best for those have low invest amount and return profits rates is highest. It is offer 9.5% interest profits on your current balance. You have option to lock balance for 1 or 6 months and yearly.

Benefits:

• Minimum Balance requirement
• Highest Interest rate 9.5%
• Monthly paid option
• Profit Calculated on Everyday

Documents Need:

• Applicant nationality should be Pakistani.
• Minimum Age 18 Year old.
• Original CNIC Card
• Resident Proof like electricity Bill or Gas Bill.
• Passport Size Photos with White background.
• Offer letter if you are doing job.

Contact Us

• Visit nearest branch
• Call Us: 111 002 002

3.JS saving Account (JS Bank)

JS bank is fastest growing bank in Pakistan. This is offer 5 type of saving accounts as mention below everyone can choose or register according to your needs or investment.

JS Asaan Savings Account:

This is best account for return profit also easy to use and users can manage easily every features.

Benefits:

• Highest interest profits
• PayPak Debit card
• Mobile Banking & Internet
• No Minimum Monthly Balance requirement
• Total Credit Limit of PKR 500,000
• Monthly Debit Limit of PKR 500,000
• Cheque Book
• 24/7 JS Bot Support

JS PLS Savings Account

PLS Allow account holder to withdraw balance with profits after six months. It also give you high profits along security charges.

Benefits:

• Email Features
• Stop Payment Button
• Mobile Banking & Internet
• No Minimum Monthly Balance requirement
• Master Card & Gold Card
• Online Inter-city funds Transfer
• Cheque Book
• Small Locker
• Highest Returns
• Free OPD insureance

 

Rupee Plus Saving Account

This account offer daily profit calculation and maximum return back.

Benefits:

• Email Features
• Demand Draft and Pay Order Issuance
• Telex / Postage
• No Minimum Monthly Balance requirement
• Master Card & Gold Card
• Online Inter-city funds Transfer
• Cheque Book
• Small Locker
• Highest Returns
• Free OPD insurances
• You Can Register as Partnership
• Average Balance should be 250,000

Documents Need:

• Applicant nationality should be Pakistani.
• Minimum Age 18 Year old.
• Original CNIC Card
• Resident Proof like electricity Bill or Gas Bill.
• Passport Size Photos with White background.
• Offer letter if you are doing job.